How an Index Account Works

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How an Index Account Works

Indexed Universal Life Insurance

It provides two main advantages:

Death Benefit Protection and an Index Account that Shields You from Negative Returns through a zero percent floor and subject to a cap.

Rules of the Game
Here’s a breakdown of how the Index Account works in simple terms.

It's always first down.

You can never lose yards.

Up to a 12 yard gain per play. 

Midland National changes the rules!

Watch the Play-By-Play below.

The Play-By-Play

Take a look at what happens with these "new rules" in the play-by-play below!

NEXT

The Play-By-Play

Take a look at what happens with these "new rules" in the play-by-play below!

NEXT

The Play-By-Play

Take a look at what happens with these "new rules" in the play-by-play below!

NEXT

The Play-By-Play

Take a look at what happens with these "new rules" in the play-by-play below!

NEXT

The Play-By-Play

Take a look at what happens with these "new rules" in the play-by-play below!

NEXT

The Play-By-Play

Take a look at what happens with these "new rules" in the play-by-play below!

NEXT

The Play-By-Play

Take a look at what happens with these "new rules" in the play-by-play below!

BACK TO START

Click on the "Next" button or the numbers here to view Play-By-Play!
SCROLL TO GAME SUMMARY

GAME SUMMARY

Under normal rules, the team would have gained a total of 19 yards (gains of 10, 8, and 19 with a loss of 18 yards) and the ball would have been spotted at the 39-yard line.

 

However, with the new rules, the team, gained 30 yards and the ball is spotted squarely at the 50, which is an

extra 11 yards downfield!

What does this mean for you?

Imagine if the football team was an Index Selection such as S&P 500®  Annual Point-to-Point in a life insurance policy. The maximum 12-yard rule represents the cap rate, and the fact you never lose yards is similar to no downside risk. Each play is a year and the yardage gains are locked in interest crediting!

Talk to your Midland National financial professional for details on how you can put an Indexed Universal Life Insurance policy to work for you.

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