Complete your Income Expedition to discover what risks you may have on your retirement journey.

FOOD FOR THOUGHT
The road to retirement is much like climbing a mountain. Many consumers are focused on the climb, or accumulating money for retirement, but don't plan for the decumulation phase of retirement.
If you feel like you need to prepare more for the climb down, you're not alone. This is a great time to start your Income Expedition.

There’s a 72% chance
that one person in a couple will live to age 85,

and a 45% chance
one person will live to age 901.

1 Source

Could your retirement journey be affected by these risks?

On the way down the mountain, it can be more difficult to overcome some of the setbacks and risks you may face. Your two biggest risks on this journey are likely:

Market
volatility risk

Market volatility risk

“The drawdown dilemma”

Ensuring your retirement assets still have growth potential is a smart choice as inflation and other factors can erode the purchasing power of your money. However, if all of your assets are subject to market volatility, you can run into the drawdown dilemma. In this scenario, you can run out of money sooner than anticipated simply based on the timing of when you begin withdrawing retirement income.

Longevity
risk

Longevity risk

“Outliving your money”

It’s no secret people are living longer, which means retirement is often longer, too. Regardless of whether your retirement assets have a high, medium, or low growth potential, can you guarantee that you won’t outlive your money?

Retirement income needs

Guaranteed lifetime income can provide a retirement “paycheck” for the rest of your life.

Total monthly expenses
(needs + wants)
$00.00
Total estimated monthly income
$00.00
Your retirement income gap
$00.00

Using your gap

Now that you've determined your gap, you might be wondering ‘what’s next?’ Discover how to bridge your income gap with the MNL Income Planning Annuity calculator.

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