Strategic AcceleratorSM IUL 2

Indexed Universal Life Insurance (IUL)

Leverage. Legacy. Liquidity.

Strategic Accelerator IUL 2 combines the death benefit protection your client needs, with the flexibility they want. With features like zero premium load and the Wavier of Surrender Charge (WOSC) Option Rider1, this indexed universal life insurance product allows your clients to leverage a single premium into a larger legacy, and help create strong, accessible early cash value potential along the way.

Why Strategic Accelerator 2?

Zero premium load
Zero surrender charge*
Zero percent floor
Zero extra premium for accelerated death benefit endorsements for critical, chronic, and terminal illness2
*When WOSC Option Rider is selected.

Client-friendly tools

Consumer Brochure
Download
Smart Money Client Flyer
Download
Client Video
Watch Video
ADBE Consumer Brochure
DownloadDownload CA version
PDA Client Flyer
Download

Agent tools

Product Overview Flyer
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PDA Feature Card
Download

Annuity Maximization: Consumer video

Visit our IUL Education page for more great materials on our indexed universal life insurance products.

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1. Surrender charges will not be waived if the policy is surrendered under an external 1035 exchange (except in FL). A decrease charge will be assessed if a reduction in the specified amount is requested during the waiver of surrender charge period. However, if a partial withdrawal results in a reduction of the specified amount, the withdrawal charge is waived. There is an additional charge for this rider and it must be applied for at the time of application.


2. Subject to eligibility requirements. An administration fee is required at time of election of an accelerated death benefit. The death benefit amount will be reduced by the accelerated death benefit amount. Since benefits are paid prior to death, a discount will be applied to the death benefit amount accelerated. As a result, the actual amount received will be less than the amount of death benefit amount accelerated.


Indexed universal life insurance products are not an investment in the “market” or in the applicable index and are subject to all policy fees and charges normally associated with most universal life insurance.


Agents offering, marketing, or selling accelerated death benefits for chronic illness in California must be able to describe the differences between benefits provided under an accelerated death benefit for chronic illness and benefits provided under long-term care insurance to clients. You must provide clients with the ADBE Consumer Brochure for California that includes this comparison. Comparison is for solicitation purpose only, not for conversions.


Strategic Accelerator IUL 2 (policy form series L149) or state variation and the Waiver of Surrender Charge Option Rider (form series TR202) including all applicable endorsements and riders are issued by Midland National, Administrative Office, One Sammons Plaza, Sioux Falls, SD 57193. Products, features, riders, endorsements, or issue ages may not be available in all jurisdictions. Limitations or restrictions may apply. Midland National is not licensed in New York.


Sammons Financial® is the marketing name for Sammons® Financial Group, Inc.’s member companies, including Midland National® Life Insurance Company. Annuities and life insurance are issued by, and product guarantees are solely the responsibility of, Midland National Life Insurance Company.


FOR AGENT USE ONLY. NOT TO BE USED FOR CONSUMER SOLICITATION PURPOSES.

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FOR AGENT USE ONLY. NOT TO BE USED FOR CONSUMER SOLICITATION PURPOSES.

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